Skip to content
E1evation
Menu
  • Home
  • Travel Blog
  • Travel Tips
  • Travel Destinations
  • Travel Ideas
  • Travel Accommodation
Menu

Planning a Long Term Trip? Which Travel Insurance to Consider

Posted on July 19, 2022October 31, 2022

Travel is always an exciting time offering us the opportunity to get away from normal routine and rest. Depending on personal references, there are many different types of holidays that people plan. They may be a safari, stay in a mountain lodge or a stay in a beach resort. Each holiday choice comes with its own unique risks and challenges. You will have to plan your holiday early enough for you to also know the right holiday travel insurance to buy. The overall cost of a holiday is also a major consideration. Picking the right insurance to cover any medical issues or lost or stolen luggage you may experience will bring you piece of mind to fully enjoy and experience your travel adventure ahead.

It is important to fully understand the nature of your trip and the appropriate travel insurance needed. Different trips will have different levels of travel insurance. Here are some of the most popular insurance choices.

Single Trip Travel Insurance

Single trip travel insurance provides coverage for a short term trip. This type of travel insurance is very appropriate short trips. It provides coverage for any incidents that occur within this period that may include the any medical emergencies or even the loss of luggage. You should apply for coverage before you travel. In most cases, you will be required to fill in a medical questionnaire.

Annual Multi-trip Travel Insurance

The annual multi-trip type of travel insurance provides coverage for up to one year. This coverage is for those who travel more than once in a year; business travelers and cross-border shoppers. It assures you are covered anytime you travel within that one year/ 365 day period. It saves you a lot of time and money. This plan provides coverage for an unlimited number of trips within a one year period, regardless of how many adventures you go on.Insurers will asktravelers, especially aged 60 and above, to fill in a medical questionnaire.

Backpacker Trip Travel Insurance

Backpacker trips have their risks, therefore the need to protect backpackers from risks such as injury or illness is imperative. Other risks that backpackers may face include loss of personal belongings, money and other important documents such as passports and credit cards. Backpackers may also face delays or any other emergency that may require them to go back home. This coverage is appropriate for those who are traveling the world on a shoestring, where adventure and unknown is a huge part of the adventure itself.

Winter Sports Holiday Travel Insurance

With the increasing popularity of skiing, many people are flocking to skiing destinations in the winter sporting season. This popular sport however carries some pretty serious risks. Medical expenses can get really high in case of accidents associated with skiing. Policy coverage may include skiing and snowboarding however for other winter activities you may have to check with your insurer. The policy may also specify on some things such as helmets, securing skis, and snow parks.

Regardless of which coverage most suits your holiday travel insurance needs, make sure you go through the specifics of any policy.The most important thing is to compare your needs and what is covered by that particular policy. Other factors to consider are the cost and the deductibles. Premiums will be based on the length of you trip or as a percentage of the cost your trip. Always make sure to read the fine print and make known the specifics of what you want covered by the policy before going on your trip.

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Recent Posts

  • 5 Amazing Historical Sites in Rome, Italy
  • 5 Tropical Beaches in South Thailand
  • 5 Attractions You Must See In Rome
  • What to Expect When Arriving in Ho Chi Minh City
  • 6 India Major Cultural Holidays

Recent Comments

No comments to show.

Archives

  • January 2023
  • December 2022
  • November 2022
  • October 2022
  • August 2022
  • July 2022
  • June 2022
  • May 2022
  • April 2022
  • March 2022
  • February 2022
  • January 2022
  • December 2021
  • November 2021
  • October 2021
  • September 2021
  • August 2021
  • July 2021
  • June 2021
  • May 2021
  • April 2021
  • March 2021
  • February 2021
  • January 2021
  • December 2020
  • November 2020
  • September 2020
  • August 2020
  • July 2020
  • June 2020
  • May 2020
  • April 2020
  • March 2020
  • February 2020
  • December 2019
  • November 2019
  • October 2019
  • August 2019
  • July 2019
  • February 2017
  • March 2016
  • December 2014
  • July 2014
  • November 2013
  • January 2012

Categories

  • Africa
  • Asia
  • Australia
  • Canada
  • Europe
  • Middle East
  • New Zealand
  • Travel Accommodation
  • Travel Blog
  • Travel History
  • Travel Ideas
  • Travel Tips
  • UAE
  • UK
  • USA
©2023 E1evation | WordPress Theme by Superbthemes.com